Inflation is a silent tax. Enter an amount and see what it will really be worth in the future — and how much purchasing power silently disappears each year.
Quick presets
Amount today €100,000
€
Inflation rate
3%
0%ECB target 2%25%
Savings/investment return
0%
0% = cash under the mattress · set your actual return to see real gain/loss
Time horizon
Purchasing power kept
—
Purchasing power over time
With return
Real value (inflation-adj.)
Nominal (no return)
◆ What today's money buys in the future
Methodology
Real value = Nominal × (1 − inflation)^years. With return: V = P × (1 + return)^years; real = V / (1 + inflation)^years. Historical average inflation (developed economies): ~3% (1950-2024). ECB / Fed target: 2%. Past rates do not predict future inflation. For educational purposes only.